[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.artneon.cz\/novela-zakona-zkvalitni-nebankovni-sferu-spotrebitelskych-uveru\/#Article","mainEntityOfPage":"https:\/\/www.artneon.cz\/novela-zakona-zkvalitni-nebankovni-sferu-spotrebitelskych-uveru\/","headline":"Novela z\u00e1kona zkvalitn\u00ed nebankovn\u00ed sf\u00e9ru spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f","name":"Novela z\u00e1kona zkvalitn\u00ed nebankovn\u00ed sf\u00e9ru spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f","description":"Rok 2018 p\u0159in\u00e1\u0161\u00ed v\u00fdrazn\u00e9 zm\u011bny v \u010derp\u00e1n\u00ed nebankovn\u00edch spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f. Nebankovn\u00ed spole\u010dnosti mus\u00ed proj\u00edt n\u00e1ro\u010dn\u00fdmi testy, v nich\u017e mus\u00ed prok\u00e1zat velmi p\u0159\u00edsn\u00e9 podm\u00ednky pro ud\u011blov\u00e1n\u00ed licenc\u00ed. V roce 2016 operovalo v \u010cesk\u00e9 republice necel\u00fdch 55 tis\u00edc soukrom\u00fdch firem, kter\u00e9 nab\u00edzely nebankovn\u00ed finan\u010dn\u00ed produkty, a to ve velice rozd\u00edln\u00e9 kvalit\u011b. Novela z\u00e1kona, kter\u00e1 vstoupila v platnost...","datePublished":"2018-06-22","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.artneon.cz\/author\/#Person","name":"","url":"https:\/\/www.artneon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"artneon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.artneon.cz\/wp-content\/uploads\/img_a319037_w2099_t1529924093.jpg","url":"https:\/\/www.artneon.cz\/wp-content\/uploads\/img_a319037_w2099_t1529924093.jpg","height":0,"width":0},"url":"https:\/\/www.artneon.cz\/novela-zakona-zkvalitni-nebankovni-sferu-spotrebitelskych-uveru\/","about":["Ekonomika"],"wordCount":388,"articleBody":"          Rok 2018 p\u0159in\u00e1\u0161\u00ed v\u00fdrazn\u00e9 zm\u011bny v \u010derp\u00e1n\u00ed nebankovn\u00edch spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f. Nebankovn\u00ed spole\u010dnosti mus\u00ed proj\u00edt n\u00e1ro\u010dn\u00fdmi testy, v nich\u017e mus\u00ed prok\u00e1zat velmi p\u0159\u00edsn\u00e9 podm\u00ednky pro ud\u011blov\u00e1n\u00ed licenc\u00ed. V roce 2016 operovalo v \u010cesk\u00e9 republice necel\u00fdch 55 tis\u00edc soukrom\u00fdch firem, kter\u00e9 nab\u00edzely nebankovn\u00ed finan\u010dn\u00ed produkty, a to ve velice rozd\u00edln\u00e9 kvalit\u011b. Novela z\u00e1kona, kter\u00e1 vstoupila v platnost od prosince tohoto roku, zajistila nep\u0159etr\u017eit\u00fd dozor nad t\u011bmito subjekty formou obs\u00e1hl\u00fdch \u0161kolen\u00ed se z\u00e1v\u011bre\u010dn\u00fdmi testy. Kdo s\u00edtem test\u016f projde, ten m\u016f\u017ee v t\u00e9to bran\u017ei podnikat. S\u00edtem projde jen n\u011bkolik des\u00edtek firem O licenci po\u017e\u00e1dalo v roce 2017 pouze 108 firem. Z nich slo\u017eilo zkou\u0161ky pouze 75 procent. Dal\u0161\u00ed podm\u00ednkou k obdr\u017een\u00ed licence je z\u00e1kladn\u00ed kapit\u00e1l spole\u010dnosti ve v\u00fd\u0161i minim\u00e1ln\u011b dvaceti milion\u016f \u010desk\u00fdch korun. Na prvn\u00ed pohled je patrn\u00e9, \u017ee se \u010desk\u00fd trh doslova pro\u010distil a zbavil v\u00edcem\u00e9n\u011b v\u011bt\u0161iny lichv\u00e1\u0159\u016f, kte\u0159\u00ed napom\u00e1hali v\u00fdraznou m\u011brou k enormn\u00edmu zadlu\u017een\u00ed n\u011bkter\u00fdch rodin, ocitaj\u00edc\u00edch se a\u017e za hranic\u00ed dluhov\u00e9 pasti. Novela z\u00e1kona mimo jin\u00e9 pamatuje na regulaci mikrop\u016fj\u010dek, ur\u010dila horn\u00ed hranici sank\u010dn\u00edch poplatk\u016f a stanovila p\u0159esn\u00e1 pravidla pro ov\u011b\u0159ov\u00e1n\u00ed bonity klient\u016f. Sn\u00ed\u017e\u00ed se po\u010det zadlu\u017een\u00fdch rodin v dluhov\u00e9 pasti Tyto zm\u011bny uv\u00edtaj\u00ed p\u0159edev\u0161\u00edm z\u00e1kazn\u00edci, kte\u0159\u00ed budou na trhu moci volit jen z n\u011bkolika des\u00edtek firem, ten bude p\u0159ehledn\u011bj\u0161\u00ed, nebude p\u0159esycen\u00fd, finan\u010dn\u00ed poradci https:\/\/www.nebankovni-hypoteky-uvery.cz\/o-nas\/ budou fundovan\u00ed a budou schopni odpov\u00eddat na dotazy klient\u016f. Znalosti a dovednosti jsou zkr\u00e1tka zapot\u0159eb\u00ed v ka\u017ed\u00e9 profesi a v\u00fdjimkou nen\u00ed ani tento sektor. Obecn\u011b lze tento krok pova\u017eovat za prosp\u011b\u0161n\u00fd pro ob\u011b strany, m\u011bl by se sn\u00ed\u017eit po\u010det dluhov\u00fdch past\u00ed minim\u00e1ln\u011b o polovinu, co\u017e zat\u011b\u017euje nejen nezodpov\u011bdn\u00e9 rodiny, kter\u00e9 v n\u00ed uv\u00edznou, ale i celkov\u011b ekonomickou situaci v zemi. Na ka\u017edou nev\u00fdhodnou p\u016fj\u010dku toti\u017e tak\u00e9 dopl\u00e1c\u00ed nep\u0159\u00edmou cestou da\u0148ov\u00fd poplatn\u00edk.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Novela z\u00e1kona zkvalitn\u00ed nebankovn\u00ed sf\u00e9ru spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f","item":"https:\/\/www.artneon.cz\/novela-zakona-zkvalitni-nebankovni-sferu-spotrebitelskych-uveru\/#breadcrumbitem"}]}]